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Your pension outlook at mijnpensioenoverzicht.nl

We cannot say with certainty how much pension you will receive, as many economic developments have an impact on this. For example, investments may be better or worse than expected, or interest rates may fall or rise. In order to be able to give you an estimate, all pension funds calculate different economic scenarios. On this basis, you can receive an estimate of your expected pension, your pension in a best case scenario and your pension in a worst case scenario.

You see an estimate of your pension situation. And the possible developments of your pension. The prospective amounts continually change, as a result of economic developments and your personal decisions that can have an impact on your pension. These could include part-time work, for example. In order to calculate the amounts, pension funds assume that you will continue to work for your present employer until you reach the retirement age for the state pension (AOW) and that you will continue to accrue pension capital in your present pension scheme. 

An example of an outlook is presented below: 

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  • You see the following amounts in the pension outlook

    BOTTOM 
    The pension that you have accrued so far. 
    This is the amount of pension that you have accrued so far. 
     
    TOP 
    The expected end result. This is what your pension seems likely to be at present. There is currently a 50% chance that your pension will be lower. There is also a 50% chance that your pension will be higher than this amount. 
     
    RIGHT 
    Your pension in a best case scenario. If the economy performs well, this is the amount that you are likely to receive. In this case, we have been able to increase your pension annually on a number of occasions. There is a 5% chance that you will receive a higher amount. 
     
    LEFT  
    Your pension in a worst case scenario. This is the amount that you appear likely to receive at present if the economy performs less well than expected. In this case, we have had to reduce your pension on several occasions. There is a 5% chance that you will receive a lower amount. 

What can you do with these amounts? 

At mijnpensioenoverzicht.nl, you can view the future scenarios for your total income later. These take account of the state pension (AOW) you will receive from the government and the pension that you could receive from different pension administrators. 
 
If you are a participant or ex-participant of Pensioenfonds PGB, you will also see the outlook in the pension overview that you receive from us. 
 

If you already receive a retirement pension, you will also see this diagram at mijnpensioenoverzicht.nl 

You will then see the gross pension that you receive per year, and how your pension could develop in the coming 10 years. 

Would you like more information? 

Mijnpensioenoverzicht.nl contains frequently-asked questions and answers on the outlook for your pension. This video also provides a more detailed explanation. 

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