We invest the money for your pension. In doing so, we constantly have to balance risk against security. That is why we assess how much risk our members are willing and able to take for their pension. We do this at least once every five years, but usually every three years.
In a risk preference survey we ask you for example:
Your answers are anonymous. We analyse the results at group level, for example by age group. We therefore do not use the answers to determine how we invest for each participant individually.
Every participant would like to have a good pension. At the same time, everyone’s wishes differ. We use these results to better align our investments with the wishes and preferences of our participants. In doing so, we always seek to strike a good balance between the potential for a higher pension and the associated risks.
At the end of 2023 we invited participants to take part in the survey. Around 6% responded.
The main results:
Of course, everyone would prefer the highest possible pension. But how much risk are you willing to take for that? We used a so-called 'risk preference survey' to investigate whether our investments are still in keeping with their situation and wishes. Board member Anne Kock and Chief Investment Officer Peter Kolthof talk about the results of the survey. And what we do with them.
